Continuing Education
BUSINESS
ACCELERATED EXCEL
7 weeks
Howard Kunz
This course teaches
an overview of Excel, the spreadsheet program of Microsoft
Office, and is faster paced than an introductory class.
Prior experience with Excel is not required, but students
should be comfortable using computers.
Topics include intermediate formatting techniques, using
functions and creating multi-level nested formulas, creating and
modifying charts, and using Excel as a database.
Students will work on practical examples that illustrate
concepts from the class.
Starts 9/22
Wednesday 6:30-8:30 p.m. $45**
Maple Avenue O241
AUTO CAD
3 weeks
Nancy Auspelmyer
Learn/Review and practice basic AutoCAD commands through
demonstration and class exercises for use in any discipline.
Basic computer skills required and basic drawing skills
highly recommended.
Bring a laptop with AutoCAD LT or AutoCad2000, 14, or newer.
If you need access to the program, please indicate so on
the registration form.
Starts 10/25
Mondays and
Wednesdays 7:00-9:00 p.m. $40**
B108
BASIC WINDOWS
7 weeks
Bill Leakakos
This course is
designed for those with very little (if any) knowledge of
computers. Learn the
concepts, terminology and components of the personal computer.
This course teaches you the basics of using your computer
including how to turn it on and turn it off.
Learn to open and close software, maintain and update
your computers operating system, organize your hard drive, and
manage files and folders (delete, restore, copy, move and
rename). Learn how
to perform internet searches and how to browse the internet
safely. Class
size limited to 22.
Starts 9/23
Thursday 7:00-9:00 p.m. $45**
Maple Avenue O243
INTRODUCTION TO EXCEL
7 weeks
Maxine Washington
At the completion
of this Excel course, you will have a strong foundation of
skills in creating basic worksheets, as well as multiple
worksheets that use the three-dimensional workbook environment;
utilizing the auto sum and the paste function to create
formulas; developing, defining, printing and deleting ranges;
formatting worksheets using various techniques that will raise
the level of worksheet appearance; using the auto fill, custom
lists, filtering and sorting feature; moving and copying data by
using shortcut menus, drag-and-drop editing and toolbar buttons;
various printing options and creating charts using Excel
worksheet data. A
perfect class for those new to using and/or needing Excel!
Join us!
Handouts will be provided in each class.
Class size limited to 22.
Starts 9/27
Monday 7:00-9:00 p.m. $45**
Maple Avenue O241
INTRODUCTION TO MICROSOFT ACCESS
7 weeks
Howard Kunz
If you’re using
Excel and Word to manage your records or business operations,
you can work more efficiently using Access – the database
component of the Microsoft Office Suite.
Access provides a better, quicker, more versatile, and
safer way to manage your lists and business.
This course will teach you Access basics and how to apply
them to your needs.
Because Access is an advanced program, students should be
comfortable using Windows based programs and have some
experience with Word and Excel.
Class size limited to 22.
Starts 9/23
Thursday 6:30-8:30 p.m. $45**
Maple Avenue O241
SPECIALS FOR BUSINESS
A MUST FOR “SELLING A HOME IN A CHANGING MARKET”
One Night
Bret McArthur
The days of just
putting a home in the MLS and a sign in the ground are over.
The agent you hire must be up-to-date with all the tools
necessary so you get SOLD and for Top Dollar.
Topics Covered:
Understanding the Local Market Conditions, How to Sell
Your Home at the Highest Possible Price, Determining Your List
Price, 21 Home Selling Tips, Staging and Preparing Your Home for
Sale, The 10 minute Showing drill, 7 Mistakes Sellers Make When
Selling Their Home, Contract to Closing and What Is Involved,
New Roof or Furnace – Which Should I Do?, The Internet’s Role in
Selling Your Home, Interview Questions to Ask Before Hiring an
Agent, Home Marketing Options and Resources, and How to Have
Agents Lined Up and Waiting to Show Your Home Before All the
Others. This class
will give you the competitive edge and tools necessary to get
your home Sold for the
Highest possible
price. The
instructor is a Regional Developer and Broker for a leading
International Real Estate Franchise.
Thursday, September 30 7:00-9:00 p.m. $7**
B102
AGING
CONCERNS AND SOLUTIONS:
THE 40-70 RULE
One Night
Cindy Harrington
Home Instead Senior Care
If you’re 40 or
your parent is 70, it’s time to talk!
How does an adult child ask their mother or father if
they are following their prescribed medication regime or if they
need additional help at home or where they would like to live
during their golden years?
Would it be advantageous to move several generations
under the same roof?
What trigger factors will ultimately have them give up their
license? Broaching
these sensitive subjects can be uncomfortable and many families
often wait until an emergency arises before addressing the
issues at hand.
Communication amongst the generations is essential as well as
knowing the resources and services available.
Our goal is to make these tough topics, and even harder
conversations, a little easier! Attendees will be provided with
a list of conversation starters for sensitive senior-care
subjects. Questions
and answers will be encouraged.
Thursday, November 4 7:00-8:30 p.m. $7**
B102
BUT WHAT IF
I LIVE?
THE AMERICAN RETIREMENT CRISIS
One Night
Bruce Morrow, CFP
What is on YOUR TO DO LIST?
Retire, WORK LONGER, WORK HARDER, RETIRE!!!.
These are rough times economically and retirement is no longer
something we can take for granted!
We need to learn how to put common sense and investment
sense together to make those “cents” turn to retirement dollars.
This NEW class is being offered by Bruce R. Morrow of
Blue Chip Financial Group. Bruce is a Certified Financial
Planner with over 15 years of experience.
This course will enable you to ask questions and get
answers to the challenges that retirees of today and tomorrow
need to know. It
will cover areas concerning inflation, Tax Burdens, Cost of
Rising Healthcare, Longevity, Social Security, Pensions and
Investment Blunders.
COME TO THIS EXCITING EVENT and add the RETIRE back on YOUR TO
DO LIST!
Wednesday, October
13
7:00-9:00 p.m.
$7**
B101
BUYING A
HOME: “THE AMERICAN DREAM”
One Night
Bret McArthur
First-time buyers,
move-up or downsizing buyers, learn what it takes to come out on
top when buying a home in today’s market.
Topics covered:
6 Costly Mistakes Made by Home Buyers, How Mortgages
Work, Understanding Local Market Conditions, Buying a Home with
No Money Down, How Much House Can I Afford?, What To Expect
Contract to Closing, Attorney & Inspectors Roles, How Seller
Motivation Affects Your Offer Price, 10 Tips to Successful Real
Estate Investing, and “Buyers Agent” and the Advantages of
Having One. Today’s
market is changing and the knowledge gained from this class can
save you thousands of dollars when buying a home.
Each class participant will receive valuable money-saving
coupons from various professionals involved with the home buying
process. The
instructor is a Regional Developer and Broker for a leading
International Real Estate Franchise.
Wednesday, September 29 7:00-9:00 p.m. $7**
B102
BUYING A
HOME IN A SHIFTED MARKET
One Night
Cecil Provost
The real estate
market has shifted – now what?
Is it smart to buy real estate any more?
Should I buy now, or wait?
How can I get the best deal?
Is mortgage financing still available?
What’s happening in the local real estate market?
Where are things headed?
Join one of the Area’s top Realtors for a 90 minute
discussion on the state of the local real estate market and how
to take advantage of the opportunities that exist.
Monday, October 4 7:00-8:30 p.m. $7**
B105
ESTATE PLANNING FOR THE OVER-40 CROWD
One Night
Dean Coon, Attorney at Law
"Good luck is the
residue of timely planning."
We will explore a variety of estate planning options
suitable for singles or married couples.
Topics will include revocable trusts, Medicaid
eligibility, wills, probate avoidance techniques, etc.
Instructor Dean Coon has been a certified elder law
attorney for the past 11 years under the auspices of the
National Elder Law Foundation, as accredited by the American Bar
Association.
Questions are welcome.
Wednesday, October 6 7:00-9:00 p.m. $7**
B114
HOW TO OWN YOUR PAYCHECK AGAIN
One Night
Leo Quinn
Learn how to get
completely out of debt, including your mortgage in less than 10
years...sometimes as little as 5 years and get this...the more
debts you have the BETTER.
That's not a misprint.
If you can pay all your debts and bills on time now, this
will work for you and yes, the more DEBTS you have, the better
it will work and the FASTER you will get out of debt!
There is no magic here.
You don't need to cut out all your fun or cancel your
vacations. You will
learn a BETTER way to pay your debts using the money you already
use to pay them.
HINT: Stop paying
that little bit extra on all your debts.
You'll learn where to put that "extra" (if you have any)
and why. Five years
from now, will you be deeper in debt, or will you be like Heidi
who took the class in 1998?
"The class has helped me to make dramatic changes to my
spending habits (now being more aware of where my money goes),
my debt elimination and future investment plans.
In one year, I have paid off over $12,000 in debt."
A $20.00
materials fee will be collected by instructor the night of
class.
Wednesday, September 22 7:00-9:00 p.m. $7**
B108
INTERNET MARKETING
One Night
Joe Haedrich
How to Market Your Product or Service on the Internet.
The Internet is fast becoming the resource of choice for selling
products and services.
In this class you will learn how to use on line tools to
market locally, nationally and even internationally.
Topics include Google Ad Words, Search Engine
Optimization, Web Analytics, email and social media.
The class is structured around specific interests of
those attending. Joe
Haedrich has been marketing on the Internet for much of its
short existence. He
was formerly president of Printing.com and Webcards and now is
new Vice President of Internet Marketing for Long Elegant Legs –
an online tall women’s clothing retailer.
He has a Masters Degree in Marketing Communications, a
Certificate in Digital Media Marketing from New York University
and is a Google Certified AdWords Professional.
Thursday, October 14 7:00-9:00 p.m. $7**
B101
LESSONS FOR LIFE:
a Money class for Teenagers and their Parents.
One Night
Caryn Kennedy
It’s about time!
In our session, we’ll show these young adults what it
takes to be financially successful.
With topics such as pay yourself first, how to start
saving early, make you money work for you, needs vs. wants,
understanding credit and more.
(Class is taught by a mother of 3 children, including 2
teenagers).
Wednesday, September 29 6:30-8:00 p.m. $7**
B105
MODULARS MAKE SENSE
One Night
Cecil Provost
As Bob Vila says,
“Modular homes are like the hybrid car of the house-building
industry. They save
money, they make sense, but they haven’t caught on yet.”
This 90 minute workshop will explore the myths and
realities of modern modular construction, discuss the modular
building process and help anyone considering new home
construction be a better-educated consumer.
Instructor is Cecil Provost, President of Saratoga
Modular Homes and one of the area’s Top Realtors.
Monday, October 18 7:00-8:30 p.m. $7**
B105
MORTGAGE 101
One Night
Jim Morahan
VA, FHA, SONYMA,
Conventional, Refinancing, Home Equity Loans, Reverse Mortgages,
closing costs, points, credit reports, OH MY!
Buying a new home or refinancing could be a daunting
time. Join M&T
Bank’s mortgage originator of 25 years, Jim Morahan for a one
night overview of home financing and learn what questions you
should ask when applying for a loan.
Learn basic payment calculations, how much is applied to
principal and interest, when a reversible mortgage might be best
and have the opportunity to ask one of the Capital District’s
most reputable banks all your must-know questions.
Monday, October 25 7:00-9:00 p.m. $7**
B105
NEW FUNDING ALTERNATIVES FOR LONG-TERM CARE NOW AVAILABLE IN
NEW YORK STATE
One Night
Eileen Dunn and Kevin Newman
The simple fact is,
when you need care, it has to be paid for.
The question is what’s the most effective way to fund
this expense and what programs are available now to pay for it.
Learn the necessary terminology to understand what
Medicare covers, how Medicaid works and what services must be
paid for out-of-pocket.
We’ll discuss the eligibility criteria for these
government programs, current changes taking place and how the
future benefits will likely change.
We’ll discuss the funding options available to alleviate
financial burden including:
life insurance with a long-term care rider now available
in New York, long-term care insurance and the NYS Partnership
for Long-Term Care.
Eileen Dunn is a certified care manager and national presenter
and speaker on long-term care.
Eileen@trinityeldercare.com
Kevin Newman is a long-term care specialist and financial
advisor in the Capital District.
Kevin@longtcare.com
Tuesday, September 21 6:30-8:00 p.m. $7**
B106
NEW YORK STATE PARTNERSHIP
One Night
Eileen Dunn and Kevin Newman
This class will
explain the NYS Partnership for Long-Term Care and the plan
options available.
You will learn about long-term care from a health care
perspective to become an educated consumer regarding long-term
care plans. You will
discover if the Partnership is appropriate for you, learn the
terms necessary to ensure a policy will maximize home care
benefits and provide flexibility of who can provide the care.
Each company is different and it’s crucial that certain
language be included.
Also discussed is the claims process of long-term care
insurance from experienced care managers in the long-term care
industry. Eileen
Dunn of Trinity ElderCare is a certified care manager and
long-term care specialist.
Eileen@trinityeldercare.com.
Kevin Newman is a certified long-term care specialist and
financial planner in the Capital District.
Kevin@longtcare.com
Wednesday, October
13
6:30-8:00 p.m.
$7**
B106
PAYING FOR COLLEGE MADE EASIER
One Night
Bob Shorb
Find out about how
to pay for college, how financial aid works and what you can do
now to plan ahead for paying for the high costs of your child’s
education. Topics
will include what a college looks for when giving out student
scholarships, the financial aid application process, financial
aid programs, college savings plans and tuition tax breaks.
A sample case study will be provided to explain how an
actual financial aid award is determined.
Get the knowledge and information needed to be successful
in using financial aid to provide more choices for your child’s
college educational opportunities and to be better prepared for
meeting the cost of a college education,
It’s never too early to plan!
Especially designed for parents of middle school
children, but certainly relevant to parents of senior high
school students as well.
A $5 materials fee payable to the instructor the night of
class will provide you with a notebook of information to take
home.
Tuesday, October 12 7:00-9:00 p.m. $7**
B104
PLANNING YOUR PERFECT RETIREMENT
One Night
Susan VanRaalte/Lisa Boucher
For most of us, a successful retirement means creating a nest
egg that lasts a lifetime and using our time in a meaningful
way. If you’re
thinking about retirement, why not learn some planning
techniques to help make your retirement the best time of your
life? Join Lisa
Boucher, Senior Benefits Associate, CMJ, LLP, and Susan D.
VanRaalte, President, Frog to Prince Career Services, as they
help you to assess whether you can afford to retire and how to
maximize your retirement nest egg; as well as how to create a
new venture that reflects your talents, interests and desires.
Topics include:
How much money do you really need to retire; Help for
“late savers”; How to make your money last for a lifetime:
Envisioning your future; Deciding who you want to be and
what you want to do in retirement; and Developing a plan
and taking action.
Tuesday, September 21 6:30-9:00 p.m. $10**
B109
ROTH IRA CONVERSION
One Night
Caryn Kennedy
“A Roth IRA is
worth more than a conventional IRA because withdrawals from it
are forever tax-free…”
Pay Now or Pay
Later. Is a Roth IRA
Conversion right for you?
In 2010, for the first time, higher income taxpayers
will be able to convert from a traditional IRA, 401(k) to a Roth
IRA, which was once limited to those with AGI of under $100,000.
Join us to discuss:
The special features of Roth IRAs; How to Convert to a
Roth IRA and Why NOW may be the time to convert – including
special tax treatment in 2010 and 2011.
Tuesday, October 12 6:30-8:00 p.m. $7**
B105
SELL YOURSELF IN PERSON:
Interview Preparation Workshop
One Night
Amy Mangiaracina
The best candidate
doesn’t always get the job, the best interviewee does.
Learn how to make a positive impression on an
interviewer, handle tough questions and sell
yourself in person.
From preparation to follow-up, this class will help you
tell your story, ace common interview questions and give you
success strategies to get you to “You’re Hired!”
Thursday, September 30 7:00-9:00 p.m. $7**
B108
SELL YOURSELF ON PAPER:
Resume-Writing Workshop
One Night
Amy Mangiaracina
Now more than ever,
it’s critical to put your best foot forward with potential
employers. A clear,
well-written resume is one of the most effective tools you can
use to do so. Learn
how to create a resume that presents your skills and experience,
highlights your accomplishments, and emphasizes your strengths
as a candidate.
Please bring a copy of your current resume, or a list of your
current and past jobs, to this class.
Thursday, September 23 7:00-9:00 p.m. $7**
B108
SELLING YOUR HOME IN A SHIFTED MARKET
One Night
Cecil Provost
The real estate
market has shifted – now what?
CAN you sell a home now, and if so, how?
Should I try to sell now, or wait?
What’s really happening in our local market?
Where are things headed?
Selling real estate in today’s market definitely requires
a different approach.
Join one of the area’s top Realtors, who has experienced
many of these market cycles, for a 90 minute discussion on how
to sell a home in this shifted market.
Monday, September 20 7:00-8:30 p.m. $7**
B105
SIMPLE WEB SITE DESIGN
One Night
Nancy Auspelmyer
Learn the basics of web site design and layout, and create your
own website. Bring
some ideas you want to convey to your cyber-audience.
Basic computer skills recommended.
Bring a laptop.
Wednesday, October 6
6:00-9:00 p.m.
$10**
B101
“SOONER IS
BETTER THAN LATER”
The Do’s and Don’ts of Estate Planning
One Night
Debra Verni, Esquire
This program is
designed to assist you with developing an estate plan that fits
your lifestyle.
Issues discussed will include why everyone should have a Will,
Living Will and Health Care Proxy and how to effectively use a
Medicaid Trust to protect your assets.
There will be ample time for questions.
Debra Verni is an Elder Law Attorney.
Wednesday, October
20
7:00-9:00 p.m.
$7**
B102
TAKING CONTROL:
A Financial Workshop for Women
Two Nights
Tonia Kelley
Many women believe
that their financial well-being is linked solely to their
marital status or their ability to earn an income.
True financial independence, however, has much more to do
with taking control of the finances you have, setting financial goals and
learning to use financial strategies that will help you meet
those goals. This
workshop will present the
basics and teach you some
sophisticated financial
concepts. You’ll
gain a working knowledge of the
six areas every financial
management program must consider – cash management, risk
management, investment, tax, and retirement planning and estate
conservation.
We’ll discuss paying
for college tuition and long-term care, saving on taxes and
retiring in comfort.
I’ll share special information for women who are divorced or
widowed including tax implications, estate planning, investing a
retirement plan distribution or property settlement, and many
other concerns that directly affect your family’s future.
Single, married, working or widowed,
Every Woman can take
control of the money she has, make it grow and plan for
financial security.
It’s just a matter to taking the time to learn how.
A $20 materials fee payable to the instructor the night
of class provides you with a financial management workbook with
120 pages of sound ideas and proven strategies.
It’s an excellent resource that is filled with valuable
financial information you can use again and again.
Thursday, October
14
and October 21 6:00-8:00 p.m. $12**
B115
THE 10 BIGGEST
MISTAKES PEOPLE MAKE WHEN RETIRING & HOW
YOU CAN AVOID
THEM
One Night
Bill Losey
You only get one
shot at retirement.
This is not a drill!
Don’t let luck and guess work form the foundation of your
financial security.
At this town-hall style workshop you’ll learn the common
mistakes people make when retiring and more importantly, how to
avoid them. Come
armed with your questions and concerns, and walk away with
straight answers and sound advice. A $20 materials fee will be
due and collected at the workshop.
Bill Losey, CFP®, coaches
women and couples (age 50-65) with their retirement planning and
investment portfolios.
He is the author of Retire in a Weekend!
The Baby Boomer’s Guide to Making Work Optional and also
publishes Retirement Intelligence, a free weekly award-winning
newsletter. Bill
owns Bill Losey Retirement Solutions, LLC, an independent
registered investment advisory firm in Wilton and can be reached
online at www.BillLosey.com.
Wednesday, October
27
6:30-8:00 p.m.
$7**
B104
TIPS ON HOW TO BUY A NEW CAR
One Night
Barry Levine
Learn how you can
have access to accurate, unbiased information about the vehicle
of your choice.
Topics covered are:
successful negotiation techniques, using rebates and incentives
to your advantage, maximizing trade-in value, how to spot dealer
questions you should never answer, how to use the dealer
invoice to your advantage, the best time to buy a new car and
many more.
Wednesday, September 22 7:00-9:00 p.m. $7**
B112
WHAT’S YOUR
RETIREMENT NUMBER
One Night
Caryn Kennedy
It begins with the
questions:
How much will you REALLY
need to support you during retirement? Which sounds
simple, but it is a question whose answer could have a dramatic
impact on your retirement strategy.
Are you questioning your retirement savings strategy or
starting to think about it seriously?
If you’re like most people nearing retirement, you may be
wondering how you are
going to make this happen.
Perhaps you’re a little younger, or a little older, but
see for yourself if the following “Crisis of Confidence”
characteristics sound familiar to you:
On the verge of retirement?
Nervous that you’re not saving enough?
Concerned you’ll have to work into your retirement?
Unsure if your standard of living will be maintained?
There are no quick fixes to
these concerns, but I can introduce you to an investment
strategy that could potentially help ease your concerns.
Help take “luck” out of your retirement plan and discover
why “waiting it out” is not a plan.
At this interactive event, we will:
Complete a personalized workbook: Help you create a
personalized strategy for retirement or review your current
strategy: We’ll do a
Mid-Life Money Checkup to see if you are on track to reach your
retirement goals.
Tuesday, September 21 6:30-8:00 p.m. $7**
B105
WOMEN & INVESTING:
What You Should Be Doing Right Now
One Night
Caryn Kennedy
In this interactive
workshop we’ll discuss why and how men and women are different
in their financial lives and how we, as women, need to organize
our finances and prepare for retirement during these challenging
economic times.